What is an e-PRO?

An e-PRO is a Realtor who has studied the e-PRO certification course which is sponsored by the NATIONAL ASSOCIATION of REALTORS® and is specifically designed to help real estate professionals thrive in the competitive world of online real estate. An e-PRO continues to excel by online participation in the e-PRO Community and the e-PRO Referral Network.

I studied the course, took my exam and became an e-PRO on May 29, 2008! I am now more capable of marketing properties online to millions of prospective buyer's!

My customers will have confidence that I am proactive and savvy about the Internet and that I take the Connected Consumer seriously as well as meet their online needs. This affluent and rapidly growing consumer group will appreciate my interest and ability in using the Internet. Consumers can now locate me on a National Directory of e-PRO Graduates! Get an e-vantage over the rest! Visit my website at http://forsaleinnevadacounty.com/ or e-mail me mailto:CherieC@gv.net

Credit Fitness

Do you have less than perfect credit? If your FICO score is below 720 points, you will find it hard to get the kind of loans, or percentage rates on credit cards and loans that you deserve!

Below are some "Rules of Credit Cards":
1) You need to have 2-4 revolving credit cards;
2) Revolving credit cards are bank cards only, i.e. Visa, MC, AmEx, Discover;
3) Keep each credit card active every six months by charging just $5 and paying if off monthly;
4) Do no close any accounts over 2 years old. If you close an account, you lose any good credit history with that account;
5) Do not charge more than 30% of your credit limit. Example: if your credit line is $1,000, do not have a balance over $300 at any given time;
6) Opt out of insolicited credit inquiries at http://www.optoutprescreen.com

Below is the FICO Score Breakdown:
35% is your payment history
30% is your amount of debt
15% is the length of your credit history
10% is the type of credit (revolving vs. installment)
10% is the inquiries made for new credit

If you want to restore your credit, give me a call at (530) 913-3141! We have a 110% Money Back Guarantee if we cannot raise your your FICO score!

Now is the time to buy in California!

Well, this is my very first blog ever! I'm starting to understand the importance of blogging to enhance my career, so here goes! (I hope I can quote somebody in a blog without consequence!)

Today I want to write about something I just read regarding "Buying Real Estate in a Declining Market." Here is a great Q&A segment from a very rich man... Mr. Donald Trump. Just because Mr. Trump says this, doesn't necessarily mean I listen him, but this time... YOU CAN'T AFFORD NOT TO LISTEN!

Donald Trump: "Now is the time to buy" Sunday, October 28, 2007 on his CNBC show "The Billionaire Inside", Donald Trump believes this is one of the best times to get into Real Estate.

The question: "With everything going on in real estate right now and the fall out of the sub prime market, is this a good time to invest in real estate? Trump's answer (and I couldn't agree more!): "It's the best time. Two years ago I would be making speeches and telling people 'don't go into real estate'. People would be paying me lots of money to tell them how good it is and I would be saying don't go in'. I also told people to stay away from those mortgages; I called them "exploding mortgages' - stay away.

"This is the best time. You can make great deals today that you could not have made a year ago, you couldn't have made two years ago. It's funny, there is less interest in real estate now because people have been hurt and this is where there should be more interest. This is the time to really go in, this is the time to really bargain, really chisel away and go into and make some really good deals."

So, there you have it. My very first blog! I hope everybody in Grass Valley, in California, in the United States really hears this!

Please feel free to give me constructive criticism on my blogs!